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Case introduction:
Based on the bank’s file management business process and existing problems, the expert team of Sincere Technology has formulated a set of tailor-made bank credit managementRFIDThe technical bank credit archives intelligent management system introduces RFID technology into the existing bank credit archive management to realize electronic information in the whole process of registration, document circulation, archiving, lending, return, destruction, inventory, payment, and anti-counterfeiting of warrants. Intelligent control management, automatic and rapid collection of data in each link, to ensure the speed and accuracy of data input in each business link, reduce the inherent risk of manual operation error control, improve work efficiency, and standardize the management of credit files and collateral warrants. , Refined and intelligent.
RFID Intelligent Management System of Bank Credit File
Register/receive
Enter the file information in the XD800 file management system. After review, the information generates electronic label information, and the file RFID label printer prints out the paper electronic label or uses the RFID label reading and writing device to write the label information, according to the needs of the important file elements ( Especially for important documents such as contracts and other legal texts, loan IOUs, collateral warrants, etc.) paste RFID anti-tear-off electronic tags, and then paste the information tags on the documents or seals, complete the file registration and acceptance work after the information is completed, and establish the files It uniquely identifies the identity information, and associates the relevant element identification information with the file.
Inbound/Outbound
File RFID access management access control system and file automatic identification workbench will automatically read files with RFID tags, and automatically register file in and out records after rapid batch reading, and the system will automatically count all the electronic tags read by the identification device According to statistics, the XD800 system performs a secondary check on the read-in and out-of-warehouse information with the warehousing list, uploads the relevant data to the storage device, and informs the relevant credit business system to complete the warehouse-in and out.
File/borrowing use
In the XD800 system, RFID anti-tear electronic tags are pasted on loaned paper files (especially important documents such as contracts and other legal texts, loan notes, collateral rights certificates, etc.), giving them anti-counterfeiting functions, effectively preventing paper files from wrong pages, The risks of missing pages and being exchanged realize the authenticity of file borrowing. For the borrowing and utilization of files of different types, different institutions and different purposes, the system will automatically generate borrowing and borrowing electronic accounts through the reading and writing of RFID electronic tags, reminding the items that are overdue and not repaying them, promptly calling in and renewing the borrowing procedures .
Custody/Inventory
According to the XD800 system database, the archived data will be placed on the shelves according to each partition, and can be checked and sorted regularly. Check whether the label is damaged, and record the related damage and changes for future reference. Using a handheld RFID file handheld scanning device can quickly know where the file should be placed. For file search and file inventory, use a portable inventory machine or a mobile inventory truck to inventory the files in the archive library with fast speed and high accuracy.
Enquiry/Review
Through the XD800 system software, the location and status information of the archive can be inquired. The RFID access control system will automatically register the entry and exit records of the file when the file passes through the access control system. When the files are borrowed and returned, the RFID workbench is used to complete the quick and accurate verification work. When the file data is returned, the system can prompt the location of the shelf that should be prevented. When the operator sets the file location, the system will judge whether the corresponding file is placed correctly according to the RFID tag of the shelf, and the system will automatically alarm when it is misplaced.
Change/cancel account link
After the XD800 system receives the approved change information, it records the change information in the system, and then finds the data to make changes through the search conditions and the mobile RFID handheld reader. After the change is completed, it is put on the shelf and archived again.
The account cancellation information is first recorded in the system, and then the bound account cancellation information is printed with labels for each year, scanned and archived.
Support hierarchical authorization
The system supports hierarchical authorization. With hierarchical authorization, the same application system can be virtualized into multiple completely independent logical subsystems without affecting the intercommunication and process integration of each system. The system supports multi-level applications: head office level, first-level branch Level, second-level branch level, sub-branch level.
Integration with the bank’s core credit system
The system integrates with the bank’s personal loan system and corporate loan system through Webservice and other methods, and realizes the automatic push of credit files, the process of handover and digitization, and the efficiency of credit officers.
Highlights of this application case:
“Since Technology XD800 Bank Credit File RFID Management System” realizes the electronic management of warrant files, provides multi-point access to expand the scope of operation services and service contacts, while improving operation efficiency, saving operating costs, and information management enables us The archives warehouse and inventory collateral are more well known and the management is more targeted.
1. Fully realize the electronic, intelligent and digital management of archives. The warehouse electronic management system with RFID electronic tags as the carrier and intelligent identification equipment realizes the electronic and informatized management of various credit files and warrants files, comprehensively covering all operational links of warehouse operations and management, and realizes business processing The integration of accounting and physical management makes the warrant file information more complete, accurate and intuitive.
2. Improve the efficiency of file management by 70% and save more than 80% of manpower and hours. The mature technology and convenient mobile RFID equipment for file management have greatly improved the speed of file inventory and search. The sophisticated process control software realizes the whole process control of file transfer, which is convenient for leaders to understand the overall situation of the bank’s credit files at any time. The system improves work efficiency and accuracy, reduces labor intensity, makes the management mode tend to be standardized, refined, and intelligent, and greatly improves the efficiency of warehouse management.
3. Effectively control potential risks. The universal database and the unique RFID identification make all information need to be entered once and can be reused, which eliminates the cumbersomeness of repeated entry, at the same time eliminates the error rate when entering information multiple times, and effectively controls potential risks.
4. Expanded bank file operation and service support. Each branch can be used as the front-end terminal access point to accept the submission of warrant files by business departments, expand operation service support, provide efficient and quick query and read functions, meet the needs of business departments to check warrant information at any time, and improve bank credit Service, especially the overall service efficiency of small and micro businesses. At the same time, the integrated and centralized management characteristics of the electronic operation file management system lay the foundation for the transformation of the bank’s centralized operation and build a centralized bank operation and management model.
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