RFID Bank various business management technologies to achieve high efficiency and security
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In recent years, RFID technology has become more mature and widely used. The application of RFID technology has emerged in various industries. How can RFID technology be used in the financial field? RFID banking management is efficient, real-time, and safe. RFID can be used Anti-counterfeiting of bank bills, RFID can help banks improve the quality of customer service. Various business management technologies of RFID bank realize high efficiency and security.
At present, large commercial banks have already achieved a large national data concentration. Their national data centers have a large number of IT equipment, and it is very difficult to track and manage these IT equipment. China Construction Bank has adopted RFID technology to install RFID electronic tags on fixed assets such as bank data center cabinets and internal equipment. RFID identification equipment has been installed at the entrances and exits of the data center computer room and inside the cabinets, combined with computer room environmental monitoring software, automatic alarm systems, and access The control system builds a complete asset management and monitoring platform to realize comprehensive visual tracking and monitoring of IT equipment, which greatly facilitates the management efficiency of IT equipment by data center managers.
RFID technology greatly improves the efficiency of bank asset management. Combining the bank file management business process and existing problems, a set of bank credit file intelligent management system based on RFID technology has been tailored for bank credit management. RFID technology has been introduced into the existing bank credit file management to realize registration, document circulation, Electronic information intelligent control and management of the entire process of archiving, lending, return, destruction, inventory, reminder, and warrant element anti-counterfeiting, automatic and rapid data collection in each link, ensuring the speed and accuracy of data input in each business link, and reducing manual operations Incorrectly control the inherent risks, improve work efficiency, and make the management of credit files and collateral warrants become standardized, refined, and intelligent.
RFID can also help banks improve the quality of customer service. Some banks in my country have applied the RFID technology of IOT in their VIP customer management, by issuing VIP cards that integrate ordinary UnionPay cards and RFID electronic tags to VIP customers. When the VIP customer arrives at the bank, the active reading device and one-way antenna can detect the VIP customer. Once VIP customers enter the bank’s door, their personal information, including their name, history, and recent transactions, will be immediately retrieved from the tailor-made application software database. VIP customer information is obtained from the local database and sent to the customer relationship manager, who personally greets the VIP customer, which greatly improves the VIP customer experience.
RFID technology is used for anti-counterfeiting of bank bills. In recent years, many criminals have extended their tentacles to bank counters and used fake certificates of deposit to obtain deposits. As an anti-counterfeiting method, adding the IoT RFID chip to the deposit receipt can greatly improve the anti-counterfeiting ability of the bill, effectively distinguish the authenticity of the deposit receipt, and combat fraud by criminals.
In 2014, Jiangsu Branch of Agricultural Bank of China promoted RFID certificate of deposit to strengthen the risk control on the counter. The bank comprehensively promotes chip (RFID) deposit receipts, uses packaging technology to add chips to ordinary deposit receipts, and realizes the uniqueness of deposit receipts through the integration of chip information with the Agricultural Bank’s production system and prevents the risk of copying and cloning of deposit receipts.
In 2016, Henan Rural Credit Union’s new large-denomination certificate of deposit using RFID technology was fully launched. The new large deposit certificate mainly incorporates anti-counterfeiting holographic label plus hot stamping technology and RFID chip technology. It has an advanced technical level in anti-counterfeiting. It has the three characteristics of strong anti-counterfeiting ability, high technology content and good reliability, which can effectively protect customers Financial security.
RFID bank’s various business management technologies achieve high efficiency and security, which can greatly improve management methods, increase work efficiency, and ensure the safety of bank assets. Become the patron saint of assets.
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