Campus Card Management System

■ Significance of bank-school cooperation
Bank: With the development and expansion of banking business, project investment will also increase. The determinants of investment are the number of deposits, deposit period, account retention amount, customer group stability, development prospects, sustainable growth and other factors. Banks can expand their business scope and channels through the cooperation of the Bank-School Link Project, and obtain considerable capital deposits. At the same time, banks’ investment in education can improve their own efficiency and popularity, and bank-school cooperation has great promotional value.

Schools: There are charging systems in universities, technical secondary schools, and key middle schools, but the functions of the system are single, making it difficult to realize the “one card”. It is through the bank’s network across the country, provinces, cities, autonomous regions, municipalities, regional cities, and county-level cities. Advantages, the construction of the school’s all-in-one card network, transfers between regions are realized through banks. School fees can be automatically transferred through the bank system, reducing the school’s settlement workload, and at the same time, the security can be improved through the bank, especially the safety of students carrying cash from different places to the school at the beginning of the school’s new semester each year.

Students: You can use your bank card to realize off-site consumption. Students in other places report that they don’t have to carry a large amount of cash, transfer money to the school bank through the local bank, and transfer the bank account to the school consumption account through the transfer machine. Students’ consumption on campus can be realized through the Bank-School Card (some non-consumption places can also be realized through credit cards after the function is expanded), avoiding the trouble of cash transactions, and cardholders can withdraw cash and consume outside the campus.

Merchants: Merchants on campus can realize non-paper currency circulation to prevent counterfeit currency, broken currency, and change.

■ The scope of application of the bank-school all-in-one card system
“`The Bank-School Card System contains the functions of bank cards, phone cards, and campus cards. Its scope of application also takes into account the three aspects of banking, telecommunications and schools:
※Bank debit card: ATM machine withdrawing cash, loading on the loading machine, consumption at the bank’s special merchants;
※Telecom services: calling, electronic reading room billing;
※Student management: registration, cancellation, transcripts;
※Identity recognition: library, computing center, school hospital, sports center;
※Payment: tuition, boarding, medical treatment, on-campus bus, equipment acquisition;
※Meals: restaurants, canteens, fast food restaurants;
※Shopping: department stores, self-selected malls, retail stores, bookstores, teaching materials department;
※Entertainment: clubs, entertainment centers;
※Online transaction: Internet fee, online shopping

■ Benefits of using the Bank-School Card System
※Some subsystems can realize unsupervised self-service consumption of students, and there are detailed records for easy management;
※Reduce the time spent by staff on software maintenance;
※Reduce the management staff, reduce the labor intensity of the staff, and improve the work efficiency;
※Extend the opening time of the automation system, and even realize 24-hour uninterrupted opening;
※It is no longer necessary to enter a lengthy card number and password when making a smart card phone call, so as to realize easy dialing.At the same time, the phone card and the campus card are combined into one, which is conducive to storage and practical
Recharge now anytime;
※Improving campus network utilization rate and equipment utilization rate can make up for school maintenance and development funds to a certain extent.

2. Overview of the Bank-School Card System
“`The bank-school one-card system is the cooperation between the school and the bank and telecommunications, using the bank card’s universal deposit and exchange function and the telecommunications phone card function, and at the same time combined with the campus card
The billing and management functions of the bank card, the campus card, and the telephone card are combined into one. Because the funds are transferred from the personal account to the school account and the telecommunications account
On the account, a large amount of available funds has been added to the school. On the basis of ensuring the expansion of banking and telecommunications services, the school’s capital utilization rate has been increased.
It guarantees a win-win situation for banks, telecommunications and schools.
“`In short, the campus cards with bank card functions and phone card functions that cooperate with banks and telecommunications will have off-campus financial functions, on-campus financial functions and on-campus
Three aspects of functions such as management functions.

■ Bank-School Card System Architecture
“`The network structure of the overall solution of the bank-school card system adopts the industry-popular Client/Server architecture, which is built with rich functions and flexible expansion
Modern computer network system to improve the efficiency and quality of business processing, realize the integration of various existing information systems of customers, and provide customers with diversified
Service, improve competitiveness, and accelerate the development of customer business management.Provide customers with diversified services, improve competitiveness, and speed up customer business management
Level of development. (The system network structure diagram is shown in Figure 1)

■ Overview of the central host system
“`The central host is used for the clearing of various businesses of customers and manages all common data.The central host is used for the unified clearing of the all-in-one card system, and manages
To process all important data, it must have powerful processing capabilities and high stability and reliability. It is the key to the successful operation of this system.

■ Overview of terminal application system
“`The terminal application system includes the following subsystems:
※Consumption Subsystem
“`The consumer subsystem is composed of multiple consumer subnets, which are the network foundation and business foundation of the electronic wallet application, and an important part of the all-in-one card system.
Solve the consumption settlement in a variety of places. Including the following branch systems:
“““※Canteen Dining System
“““※Shop Bookstore Shopping System
“““※Sports Entertainment Consumption System
“““※Computer room billing management system
“““※Internet traffic accounting system
“““※Tuition and fees management system
“““※Medical Treatment System
“““※ Attendance Access Control System
“““※Fund Management System
“““※Item debit system
※Telecom Business Sub-division
“`The telecommunication business subsystem realizes the function of combining phone cards and campus cards.It avoids the problem of calling 201, 200, IP card and other password debit phone cards.
The shortcomings of cumbersome operation. It is convenient and quick to dial, just insert the card. Including the following branch systems:
“““※Phone card business system
“““※Electronic reading room billing system
※Bank transfer subsystem
“`It is the interface between the all-in-one card system and the banking system, and forms a bank transfer system with the self-service transfer machine to provide cardholders with bank transfer services.
※Consumption WEB query subsystem
“`The WEB query subsystem is a concrete manifestation of the “self-service” characteristics in the system design; it is the link between the manager and the user, and it allows card holders
People are not affected by time and place to inquire, change, and receive the information they need on the campus network/enterprise network.It greatly facilitates cardholders and improves work efficiency
It improves the service image and truly reflects the self-service characteristics of self-management and self-service.
※Campus Management Information System
“`The campus management information subsystem serves as a beneficial supplement to the consumer subsystem, strengthening management functions while charging.Realize information sharing and campus network
Favorable use.